| Thank you for visiting our web site. Your visit indicates that either
you are a customer of Downey Savings, for which we are very thankful,
or that you may be considering Downey Savings for your banking needs.
We know that you have many choices in banking. At Downey Savings,
our goal is to provide our valued customers with excellent personal
service and convenient banking options.
Please read these terms of use carefully before using Downey Savings
web site. By using the Site, you acknowledge and accept these terms.
We may change these terms at any time.
Copyright: All of the text, screens, images, format and web pages appearing on
the Site are the property of Downey Savings or other copyright holders as may
be indicated. Information contained in the Site is for your personal use only.
You may copy it only for your personal use and information provided the copies
contain all applicable copyrights and trademarks. You may not use the
copyrighted material for any other purpose without the written permission of
Downey Savings or other copyright holder.
Products Offered and Eligibility: downeysavings.com is an e-commerce
web site offering certain banking related products and accounts.
Some or all products may not be available in your area. You may
not be eligible for any or all of our products. Your eligibility
depends on whether you meet Downey Savings' guidelines and requirements
for the product(s) you request. Downey Savings reserves the right
to determine your eligibility for our products based on our guidelines
and applicable laws, rules and regulations.
Downey Savings uses its best efforts to make sure that material
contained on the Site is current and accurate. Our goal is to provide
you with the best possible information about our products and services.
Downey Savings does not make any representations or warranties about
the accuracy of the information on the Site. By accessing the Site
you agree that the use of the Site is at your own risk. You also
acknowledge that Downey Savings specifically disclaims all liability
for any and all damages (whether direct, indirect, special, consequential
or incidental in nature) including damages from any computer virus
which may infect your equipment.
Downey Savings further makes no warranty of merchantability or fitness for a
particular purpose, and specifically disclaims all other warranties for any and
all products or services purchased or obtained by you through the Site.
For your convenience, this site may contain link(s) to third-party
web sites. Downey Savings makes no representations or warranties
about any third-party web sites that you may access through the
links. By providing a link to those web sites, Downey Savings does
not endorse, adopt or otherwise accept any responsibility for the
content or accuracy of use of those third-party web site(s) or their
security and privacy policies and procedures.
Please refer to Downey Savings' Privacy
Statement for further information regarding information transmitted by
you to Downey Savings over the Site.
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