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FlexPerks Cash Rewards Visa Credit Card
FlexPerksSM Cash Rewards Visa® Credit Card
How to Apply
| Online | Apply Now |
|---|---|
| Visit Us | Find a Location |
| Call Us | 800-360-2900, ext. 10312 |
Turn Everyday Purchases into Cash
Overview
- No Annual Fee
- 0% Intro APR for the first six months on balance transfers1, plus get a great variable rate even after the first six months.
- 3% cash back on all gas purchases for the first 90 days
- 1% cash back on all purchases
- No limits on rewards earned
Benefits
- Pay Your Bills Online - Earn rewards even faster when you take advantage of this easy, fast and convenient way to pay bills online with your U.S. Bank Credit Card.
- Free Online Account Access - Bank when it's convenient for you. U.S. Bank Internet Banking lets you access your accounts and make transfers any time you want to. Here you can also enroll in Online Statements and set up Account Alerts. It's easy, convenient and free.
- Visa Zero Liability2 - Visa's policy protects you from fraudulent use of your card or account information if it's lost or stolen. You'll never be responsible for unauthorized purchases, including those made online. Get added safety and the reassurance that only you can use your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card online and at participating merchants with Verified by Visa®.
- Fraud Protection - You're not responsible for unauthorized charges if your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card is lost or stolen. Replacement cards sent within 48 hours.
- U.S. Bank Shopping Mall - Now we're making it easier for you to earn cash back! Just by owning a U.S. Bank FlexPerks Cash Rewards Visa® Credit Card, you have the opportunity to save at hundreds of merchants every day. The Visa Partner Advantage offers you special savings and discounts at great online merchants you know and trust.
Exclusive U.S. Bank FlexPerks Cash Rewards Visa® Credit Card Benefits3
- Travel Insurance - Up to $500,000 for you and your family when you purchase tickets with your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card.
- Extended Warranty Coverage - Double the manufacturer's (up to one year).
- Free Collision/Damage Insurance - You're fully covered when you use your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card to rent a car. Save up to $15 a day.
Rewards
- Earn cash back - a full 1% - on all purchases made with your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card.
- Redeem as soon as your rewards reach $20. The cash rewards can really add up over the course of the year.
Example:
| Purchases | Rewards | |
|---|---|---|
| Groceries | $4,800 | $48.00 |
| Gasoline | $2,400 | $24.00 |
| Health Club | $900 | $9.00 |
| Vacation | $3,000 | $30.00 |
| Home Improvement | $4,200 | $42.00 |
| Department Stores | $2,500 | $25.00 |
| Utility Bills | $1,200 | $12.00 |
| Cell/Home Phone Bills | $1,400 | $14.00 |
| Totals | $20,400 | $204.00 |
- There's no annual cash rewards limit.
- The cash reward is calculated monthly and a rolling total appears on your statement. Login to U.S. Bank Internet Banking and select Rewards Center or call 800-285-8585 to redeem your earned cash reward in $5 increments with a minimum redemption of $20.
- You can choose for your cash reward to be issued in the form of a paper check or statement credit.
- Rewards earned on open accounts in good standing.
- Any reward remaining at the time account is closed will be forfeited.
- Earned reward amounts will be printed on monthly statements.
- Rewards are earned on net purchases only.
- Full terms of the Cash Rewards program will be sent when you become a card member.
We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.
Your introductory APR applies to balance transfers and the rates are valid for six (6) billing cycles. The introductory rate does not apply to cash advances or purchases. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. Balance transfer fees apply
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View pricing information
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Visa's Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or view Visa's Zero Liability Policy.
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Limitations and restrictions may apply. Consult your Guide to Benefits & Services in the new account materials for details.
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