Construction-To-Perm

Get a Money-Saving Downey Savings Combination Construction-to-Permanent Loan.

When you want to build a home, this single loan takes the place of two.

  • There's only one application, underwriting fee, title policy, credit report and Deed of Trust.

  • And, since Downey does the disbursements, there are no third-party costs for construction draws.

  • Your construction loan includes a very competitive fixed rate.

  • During construction, you pay interest-only monthly on amounts disbursed.

Single Family Adjustable Rate Loan

Your construction-to-permanent loan includes permanent, long-term financing. The type of permanent financing is dependent on the loan amount and other factors. Once the disbursement of the final draw is complete, your principal and interest payments will begin according to the terms of the Note. It's automatic, with no additional paper work required.*

How to Get Started

Simply go to any one of Downey Savings' more than 190 offices to complete an application. To find the location nearest you, use our convenient ATM & Branch Locator. Or call 1-800-3DOWNEY (1-800-336-9639) to speak to one of our friendly loan officers today!



* Certain restrictions apply. For details, be sure to consult your loan officer. All rates, pricing, underwriting requirements and other requirements subject to change at any time without notice.

 
Call toll free 1-866-4DOWNEY (1-866-436-9639) to talk to a Loan Expert Call toll free 1-866-4DOWNEY (1-866-436-9639) to talk to a Loan Expert
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construction-to-permanent financing. Low fees, less paperwork. Call today! 1-866-4DOWNEY (1-866-436-9639)
 
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