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Business Term Loans and Leases

U.S. Bank Term Loans and Leasing: Financing for Specific Purposes

Our business term loans provide up to $1 million and help finance major expenses like equipment or expansion of operating facilities.

Our commercial real estate loans offer up to $2.5 million for the purchase or refinance of commercial real estate. Whether it's $50,000 or $2.5 million, we have a loan to meet your needs1

Key features:

  • Regularly scheduled payments that allow you to forecast your cash flow needs
  • Competitive interest rates
  • Flexible terms
  • Various collateral options available

If your credit need is $100,000 or less, U.S. Bank Quick Credit gives you easier and faster access to your business financing needs.


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Product Features U.S. Bank
Business Term
Loan
U.S. Bank
Commercial Real Estate
Owner-Occupied
U.S. Bank
Commercial Real Estate
Investment Properties
U.S. Bank
Business Equipment Financing
U.S. Bank Quick Loan
Apply Now Yes Yes Yes Yes Yes
Loan Size $10,000 to $1,000,000 $10,000 to $2,500,000 $10,000 to $2,000,000 $5,000 and up $5,000 - $100,000
Purpose New/used equipment purchases including vehicles or other long-term financing needs Purchases, refinances and improvements of commercial real estate Refinance Investment Property Financing for a wide range of new or used business equipment Financing to keep your company on track, purchase a new vehicle or equipment, or expand your business
Collateral Business assets, equipment or vehicle purchased Commercial real estate Multi-family office, industrial retail investment properties Leased equipment General business assets, U.S. Bank Certificate of Deposit (CD), new or used vehicles or equipment.
Payment Terms Monthly: principal and interest Monthly: principal and interest Monthly: interest only Monthly, quarterly, semi-annual, annual or seasonal Monthly: principal and interest, fixed monthly.
Maturity 12 to 84 months Up to 15-year maturity.
Up to 25-year amortization
Up to 10-year maturity.
Up to 20-year amortization
12 to 60 months 12 to 72 months

For more information on our complete family of term loans and leases, please visit a business expert at your local U.S. Bank branch.

  1. Leasing provided through U.S. Bank Business Equipment Financing.

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